How do I compare car loan offers?

Line them up by APR, term in months, amount financed, total of payments and any fees, then confirm whether each is a prequalification, pre-approval or final offer. Make sure each quote is for the same amount and term so you're comparing fairly. Watch for add-on products rolled into one offer but not another. On OffLot, the financing step in Build your deal shows examples from sample lenders, which makes these comparisons easier to picture.