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CAR-BUYING QUESTIONS
Yes. Every new-vehicle page on OffLot includes a lease estimate in the 'What this vehicle really costs' section. You can choose a 24-, 36- or 48-month term and 10,000, 12,000 or 15,000 miles per year, and the estimate shows the monthly payment, due at signing, residual value, depreciation and rent charge. OffLot is in preview, so these figures are illustrative; actual lease terms come from lessors.
General information, not legal or financial advice; rules vary by state and lender.Yes, for new vehicles. Each new vehicle page on OffLot includes a lease estimate where you can choose 24, 36 or 48 months and 10,000, 12,000 or 15,000 miles per year. The estimates are illustrative and help you compare lease and buy side by side. Actual lease offers depend on the lender's money factor, residual value, incentives, your credit and local taxes.
Yes. Making an offer on OffLot requires a free OffLot account, so your offers and their status can be saved and shown in My OffLot, your dashboard. You can browse, search, compare vehicles and use cost tools like the out-the-door and lease estimates without an account. OffLot is in preview, so listings are simulated and offers are not sent to any dealer.
Not yet. OffLot is currently in preview, so listings, prices and lender programs are simulated, and real purchases, leases and credit checks aren't live. You can still explore how leasing works: choose lease in Build your deal, review the lease estimate on new-vehicle pages and even see how a monthly-payment offer is structured. It's a useful way to understand the numbers before you shop for real.
OffLot is buyer-first with no sales pressure. Instead of a salesperson steering the conversation, you research at your own pace, compare vehicles side by side and see an out-the-door estimate, lease estimate and affordability math on every vehicle page before you commit to anything. Sophie, OffLot's AI guide, gives facts and never labels a listing a good or bad deal. You decide when you are ready to build a deal or make an offer.
Common annual allowances are 10,000, 12,000 and 15,000 miles, and some lessors offer lower or higher options. Lower mileage usually means a slightly lower payment because the car is expected to be worth more at lease end. Estimate your driving honestly by checking your current annual miles. On OffLot, the lease estimate on new-vehicle pages lets you choose 10k, 12k or 15k miles per year and see how the numbers change.
Ask for the capitalized cost (selling price), the money factor, the residual value as a percentage and dollar amount, the term, annual mileage allowance and per-mile overage charge, the amount due at signing with a breakdown, acquisition and disposition fees, and whether GAP is included. Having all these in writing lets you compare offers and check the math. OffLot's lease estimate shows the payment, due at signing, residual, depreciation and rent charge.
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