Can I get a car loan with bad credit?

Yes, many lenders work with lower credit scores, but expect a higher interest rate, possibly a larger required down payment and limits on the vehicle's age or price. To improve your odds, save a bigger down payment, choose a less expensive car, show steady income, consider a credible co-signer and get pre-approved before visiting a dealer. Read every term carefully, and be cautious of loans whose payments only look affordable because the term is extremely long.