Can I get a car loan with no credit history?

Yes, though it can be harder and the rate may be higher. Lenders will lean more on your income, job stability and down payment. Options include credit unions, which often work with first-time borrowers, manufacturer first-time buyer programs, and adding a co-signer with established credit. Building some credit first, such as with a secured credit card paid on time, can help. Bring proof of income and residence to show you're a reliable borrower.