Can Sophie explain how a lease works?

Yes. Sophie can explain lease basics in plain English: the capitalized cost, residual value, money factor, mileage limits, wear-and-tear charges and what your options are at lease end. On new vehicle pages, she can point you to OffLot's lease estimate, which lets you pick 24, 36 or 48 months and 10,000, 12,000 or 15,000 miles a year, so you can compare leasing with buying.