How long does it take to get my title after paying off my car?

It typically takes a few days to several weeks after the final payment clears for a lender to release the lien and for you to receive the title or lien release. Timing depends on the lender and on whether your state uses paper or electronic titles. Some states also charge a small fee to issue a new title without the lien. If you're selling soon, ask your lender about expected timing up front and check your state DMV's site for the process.