CAR-BUYING QUESTIONS

Which credit score do auto lenders use?

Many auto lenders use FICO Auto Scores, which are industry-specific versions that weigh past auto-loan history more heavily and range from 250 to 900. Others use a base FICO or VantageScore. Lenders may also pull from different bureaus, so the score a lender sees can differ from the one in your banking app. Your general score is still a good indicator, but don't be surprised if a lender's number is a bit different.

General information, not legal or financial advice; rules vary by state and lender.

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