CAR-BUYING QUESTIONS

Can I get both a rebate and 0% financing?

Sometimes, but often you must choose one. Automakers frequently offer either cash back or a special low or 0% APR on a model, not both. To compare, calculate the total cost of each: take the rebate and finance at a rate you can get elsewhere, versus skipping the rebate and taking the promotional rate. The better choice depends on your loan amount, term and outside rate. Check the manufacturer's current offers page and the terms for your ZIP code.

General information, not legal or financial advice; rules vary by state and lender.

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